Car Insurance Reminders

Never miss your car insurance renewal

Upload your policy and Orlo reminds you 6 weeks, 2 weeks, and 3 days before it renews, so there is real time to compare instead of accepting whatever price lands on renewal day.

Get car insurance reminders for free

Why the renewal date matters more than it seems

Car insurance is one of the few bills where the same cover can cost noticeably different amounts depending purely on when and how you renew.

Loyalty rarely pays

Insurers price new customers more competitively than returning ones. Staying on the same policy year after year without checking is usually the more expensive option.

Your quote depends on timing

Prices can move week to week based on your age, postcode, claims history, and even the time of day you buy. Shopping around close to renewal, not on the day, gets you the better rate.

A lapse can mean no cover at all

If a renewal is missed entirely rather than auto-renewed, you can end up driving with no valid insurance, which is a criminal offence in the UK.

How it works

1

Upload your renewal notice or schedule

Orlo reads the provider, policy number, and renewal date from the document automatically.

2

Accept the reminders

Reminders are suggested at 6 weeks, 2 weeks, and 3 days before renewal. Accept the ones you want.

3

Compare before you renew

With weeks of notice rather than days, there is time to run a proper comparison instead of accepting whatever price lands in your inbox.

Three reminders, built around comparison shopping

Before

6 weeks

Start watching quotes

Early enough to compare a few times before committing, rather than taking the first price you see.

Before

2 weeks

Decision time

Renew with your current insurer or switch. Either way, this is the point to actually commit.

Before

3 days

Final reminder

Your policy renews in 3 days. If you have not acted, this is the last practical moment to switch before auto-renewal kicks in.

Everything else about the car, in the same place

Insurance is rarely the only date that matters for a car. Orlo also tracks MOT, road tax, and driving licence expiry, so every deadline for one vehicle sits together instead of scattered across letters and emails.

For home insurance and other policies, Orlo applies the same reminder approach.

Frequently asked questions

How far in advance should I start comparing car insurance quotes?
Most price comparison advice suggests starting around three to four weeks before renewal, since quotes can be valid for a limited window. Orlo's first reminder lands at 6 weeks, giving you time to watch prices before committing.
How does Orlo know my renewal date?
Upload your renewal notice, policy schedule, or certificate of insurance. Orlo reads the document with AI and extracts the provider, policy number, and renewal date without any manual typing.
Can Orlo tell me if my premium has gone up?
Yes. When you upload next year's renewal for the same provider, Orlo links it to the previous year's policy automatically and shows the price difference, so a quiet increase does not go unnoticed.
Does this work for multi-car or named driver policies?
Yes. Each policy is treated as its own document, so you can track a family's cars, or a policy with multiple named drivers, side by side.
What about my no-claims bonus?
Orlo stores the policy documents themselves, which usually confirm your no-claims years. It is not a separate no-claims tracking tool, but having the paperwork to hand when you switch provider is one less thing to dig for.
Is it free to use?
Yes. The free plan includes 5 uploads a month, enough for a car insurance policy alongside a couple of other documents. Basic is £2.99 a month for 50 uploads with every feature unlocked.

Give yourself time to compare

Upload your car insurance policy and Orlo handles the reminders. Free to get started.

Get car insurance reminders for free